BuyingSelling December 3, 2018

What if you want to keep the sellers furniture?

When you buy a pre-owned home, do you know what will come with the house? Do you get to keep all the appliances, the art on the walls or the outdoor pizza oven on the patio?

Determining what will stay with the home and what will go with the previous owner will vary by seller and contract. Here’s how to determine what conveys with the home you’re considering, as well as tips to safeguard yourself when negotiating those extra items.

1. Check the listing. Start at square one and look at the original listing. Hopefully the seller specified the items included in their home’s asking price.

2. Know the screwdriver rule. For the most part, if it takes a screwdriver to remove, it’s considered a part of the home. This includes shelves, light fixtures and even curtain rods. But, if it’s hung on a nail, it’s removable and likely not included in the sale.

3. Negotiate with the seller. If there’s something you’re interested in that isn’t part of the listing, we can negotiate with the seller.

4. Talk to your lender. If the seller agrees to include big-ticket items, you’ll want to tell your mortgage lender. Depending on the type of loan you have, it could affect the appraisal or change the value of the property.

So, unless the seller specified the washer and dryer in the listing, you should assume they’re not included. As for the pizza oven? If it’s built into the patio, it’s probably already built into the listing price.

Have more questions about what’s included with a home? Get in touch today.

BuyingSelling November 19, 2018

Chimney & Fireplace Inspection

A chimney inspection is a service performed to look for buildups and blockages, followed by sweeping to remove problems inhibiting performance. In this article, we will outline what is involved in a good chimney sweep.

A good chimney company certified by the Chimney Safety Institute of America, will include these elements (and more!) within their chimney inspection:

  • Rain Caps: highly recommended to prevent moisture from snow and rain to get down into your chimney, as well as birds and other critters.
  • Brick and Mortar: important elements to take a close look at in every inspection to evaluate if any bricks exposed to weather need to be re-set, or if the mortar needs repointing.
  • Flue Liner: cracked flue tiles and excessive creosote buildup would need attention, and if the chimney hasn’t been swept recently, they will recommend that it be cleaned before your first fire of the season in order to prevent unsafe consequences to wood-burning fireplaces, such as chimney fires.
  • Fireplace Blower: these parts unfortunately do not have a filtering system to prevent buildup of dust and hair on the blower. Excessive buildup will shorten the life of this part and can even be a fire hazard.

“I’M SURE WE’RE FINE FOR ANOTHER YEAR…”

If you choose to skip a chimney inspection or simply forget, you face the risk of running into all sorts of problems. These problems have the ability to cost you thousands of dollars in damages, or could result in injury or death to those inside the home as well as neighbors. Residential fires are not something to be taken lightly, and the lack of regular chimney inspections is a very common cause of house-fires.

Prevent problems with an annual chimney inspection.

Thank you Chimney and Masonry Outfitters for the information.